MVFinance
Company overview
MVFinance is an international financial group that since 2013 brings together companies specializing in consumer lending in Eastern and Southern Europe. More than 3,000 highly qualified employees and associates work in the financial holding, operating through 194 offices. Over the past 8 years, offices have been opened throughout Bulgaria and today, the financial services of the holding are also available in Romania, Macedonia, Bosnia and Spain.
Throughout the years, from the start of its operations until today, the originator of all successful financial businesses remains in the shadow of its brands. Strategically, MVFinance dedicates its public communication to each successive company within the holding in order to promote the respective products and services.
In addition to geography, the holding company is also evolving in line with the latest technological trends. MVFinance is becoming part of the European FinTech industry by integrating modern technology into the financial business – automated services available everywhere.
Activity
Consumer lending
Sector
Finance
Central Office
Sofia
Year of establishment:
2013
Employees worldwide
3000+
Established in Bulgaria
2013
Employees in Bulgaria:
2000+
Offices in Bulgaria
offices in over 75 cities
IT Employees in Bulgaria
15
Tech stack
PHP 
JavaScript 
Laravel 
Symfony 
CodeIgniter 
jQuery 
Vue.js 
MySQL 
SQL 
Python 
Excel How we work
Annual leave
Employees with more than 2 years of service with the company are entitled to 5 days additional paid leave for the current year.
Work from home
The company offers the opportunity to work remotely.
Flexible Working Hours
There is the possibility of partially flexible working hours.
Benefits
Health and insurance
Additional health insurance with dental care included
Entertainment and discounts
Parties and teambuilding
Professional Development
In-house training
Other
Mobile phone / mobile phone plan
Happy Event Voucher
Additional information
Key services/products of the company:
The Company offers a number of key services such as: the provision of fast loans, through a large national commercial structure, and through an online platform; mortgage lending and business financing; and other financial services.
Since the beginning, our non-bank lending business has been growing at a rapid pace. Over the past 8 years, we have opened offices all over Bulgaria and today, our financial services are available in 5 European countries: Bulgaria, Romania, Macedonia, Bosnia and Spain. New markets in Eastern Europe are also to be opened.
What we believe:
- Speed and Quality
Striving to be the fastest source of funds for people.
- Transparency and Professionalism
We offer products that are easy to understand and service, we exhibit professional ethics, and an important focus for us is teamwork.
Other important values for us are:
Proximity and Relationship, Reliability and Understanding and last but not least Social Responsibility.
Additional information:
MVFinance is growing geographically and enriching its product portfolio and the brands are multiplying, currently 6 in number.
Each of the brands "under the umbrella" of the holding follows an individual market strategy, depending on the type of service or product offered, local market trends and specific customer characteristics. The financial structure of the holding company, to date, extends across four European countries and comprises over 200 offices employing more than 3,000 staff.
CITYCASH is a company offering fast loans through a commercial structure with 105 offices in the Bulgarian market, all products are also available on the online platform www.citycash.bg. Since its inception, CITYCASH has followed a core philosophy of providing timely solutions to the financial problems of its consumers. The company's procedures are distinguished by speed, fairness and professionalism, which rank CITYCASH among the industry leaders in the country.
CreDirect is the Bulgarian brand that serves its consumers entirely online. The quick credit products have been available on the www.credirect.bg website since 2017, making them accessible through any mobile device. The types of loans offered by the brand are Loan up to salary and Consumer loan up to BGN 4,000, the terms of which are flexible and depend entirely on the possibilities and needs of the consumers.
FinStart is an independent company with a focus in offering loan products against collateral. FinStart product amounts range between BGN 5,000 and BGN 200,000 and are suitable for refinancing other loans and pooling liabilities, with each repayment plan being individually tailored to provide more favourable terms for customers.
FlexCredit is the brand with which MVFinance enters the financial market in Romania in 2017 and in Macedonia in 2020. The basic operating model in both countries is based on strong sales networks with wide coverage and a multitude of professional financial assistants.
Creditero is the brand created in the current year 2021, which operates entirely online in the Spanish market.
The brand, currently offers one main product, the Payday Loan, which is also the most demanded locally, but the portfolio of credit products will be enriched in the coming years.
Cash Point is a newly opened business for the holding company, which has been in existence for only 6 months. Despite its short period of activity, the brand has managed to open as many as 5 outlets nationwide, offering a wide variety of services: consumer loans and mortgage loans, business financing, pledge and sale of valuables, insurance services, money transfers, payment of household bills and purchase of vignettes.
