Paynetics
Company overview
At Paynetics, we believe that payments should be everywhere and effortless to use. As a European leader in Embedded Finance, our mission is to empower non-financial organisations to offer modern payment services that connect people and businesses without borders.
We partner with tech giants, banks, telcos, government organizations, and fintech startups in more than 20 countries across Europe and the UK. Our comprehensive suite of financial products—from issuing and accepting payments to accounts, digital wallets, and card programs—makes us one of the most flexible players in the fintech industry.
Activity
Electronic money financial institution
Sector
Fintech
Central Office
Sofia, Bulgaria
Year of establishment:
2015
Employees worldwide
150
Established in Bulgaria
2015
Employees in Bulgaria:
140
Offices in Bulgaria
Sofia
IT Employees in Bulgaria
50
Tech stack
Technologies / programming languages we use:
PHP 
OOP 
MVC framework - Symfony 
Java - Spring framework 
C# - .Net framework Databases
How we work
Annual leave
25 days + 1 extra for your birthday.
Work from home
The company offers a 50/50 hybrid model.
Flexible Working Hours
The company offers flexible working hours.
Benefits
Health and insurance
Premium supplementary health insurance package for employees and their families
Entertainment and discounts
Gaming room
Massage chair room
Choice of monthly benefits through Re:Benefit
Free drinks and fresh fruit in the office
Themed parties and team building events in and out of the office
Discount program at various retail outlets
Professional Development
Certification courses
In-house training
Tickets for conferences and seminars
Other
Top location near metro station
Bonus program for successful referrals
Extra insights
The company's key products and services are:
- Payment Solutions;
- Digital wallets (Phyre, A1 Wallet, Pay by Vivacom and others);
- The world's first application that transforms a mobile phone into a POS terminal without additional hardware (PHOS);
- The first ApplePay and GooglePay card in Bulgaria and many others.
Additional information:
Paynetics is a licensed e-money company with a mission to offer payment services in an innovative way and change the world of payments.
Paynetics is a member of MasterCard, VISA, Union Pay, SEPA, SWIFT, which together with its internal developments makes the company one of the European leaders in payment solutions. Its portfolio includes digital wallets (Phyre, A1 Wallet, Pay by Vivacom and others), the world's first application that transforms a mobile phone into a POS terminal without additional hardware (PHOS), the first ApplePay and GooglePay card in Bulgaria and many others.
Over the years, our team has made key deals and strategic acquisitions that have helped redefine what's possible in the world of payments. Today, we serve over 100,000 customers, process more than 200,000 transactions daily, and continue to grow at a rapid pace.
We are driven by innovation, reliability, and a desire to make an impact—and we are looking for talented people who share this motivation. If you are ready to help shape the future of finance, Paynetics is the place where your work will have global significance.
The company is a founding member of the Bulgarian Fintech Association and has a subsidiary and office in the UK.
Sofia 
